What You’re Really Paying for When You Hire First Steps Financial

1. A Team That Leads the Process So You Don’t Have To

You shouldn’t have to babysit your bookkeeper.

One business owner told us she spends her Fridays reviewing QuickBooks entries, double-checking payroll entries, and texting her bookkeeper to fix missing receipts. That’s not the job of a CEO.

At First Steps Financial, we drive the financial process.  Fractional is all about ownership of the process and being part of your business’ success. Our team takes ownership of every task—categorizing expenses, paying vendors, tracking payroll, and reconciling accounts—without being chased down. You'll have a system in place that runs without your constant input. Want to stay hands-on? Great. Prefer to be hands-off? Even better—we've got it covered either way.

2. We Don’t Just Do Your Books; We Build Your Financial Operating System

One startup came to us using five disconnected systems: spreadsheets for expenses, Venmo for contractor payments, manual payroll entries, and no clear way to track profitability by project. Their internal team was overwhelmed, and decisions were being made with partial data.

Within 60 days, we had:



• Consolidated their tech stack and integrated QuickBooks Online with Gusto, Bill.com, and Ramp.
  
  
• Designed a custom chart of accounts to give visibility into each service line.
  
  
• Built standard operating procedures for month-end close and contractor payments.
  
  
• Created a shared finance hub with documentation and workflows anyone on their team could follow.
  
  

They went from disorganized chaos to confident decision-making, fast.

3. Visibility Without Getting in the Weeds

One of our clients had their finance team dumping endless reports into their inbox each month—none of which they actually used. Why? Because none of it was distilled into anything meaningful.



At First Steps Financial, we boil it down to what really matters. We build a simple, actionable Financial Scorecard that highlights the 5–7 key numbers you need to run your business:

• Cash position
  
  
• Outstanding receivables
  
  
• Current liabilities
  
  
• Net profit  margin
  
  
• Net profit
  
  
• Sales over time
  
  

You don’t need to dive into QuickBooks. You just need the right data, consistently delivered, so you can lead.

4. True Accrual Accounting—for Bankers, Buyers, and Better Decisions

Cash basis accounting might keep the IRS happy, but it won’t help you evaluate your company’s health—or sell it.

We recently started working with a growing creative agency that had scaled quickly but couldn’t understand why their margins were so unpredictable. Once we shifted them to accrual accounting, we uncovered deferred revenue issues and project costs that were being mismatched month to month.

The result? More accurate forecasting, better project pricing, and financials they could confidently show to banks, investors, and potential acquirers.

5. We Grow With You—and Help You Mature Financially

One client came to us during a leadership transition: the founder was stepping back, and the new CEO needed clarity and systems. They inherited a cobbled-together process—manual bill pay, late invoices, and a backlog of uncategorized expenses.



We brought in automation, accountability, and a fully documented financial operations playbook.

Now, they’ve got a team they can rely on and financials that reflect the business they’re building—not the one they used to be.

You're Not Just Hiring a Bookkeeper. You're Hiring a Fractional Financial Partner.

If what you really want is to stop being the backup bookkeeper and start acting like the CEO, First Steps Financial is here to help. Let’s build a system that works for you—not one that depends on you.